Get Loans up to 50,000 at 2-3% monthly APR rate and repay in 6 months

Get Personal Loans up to Rs.50,000 from Branch at 24%-36% interest rate and repay in 61-180 days.

Example of a Branch Loan:

Loan amount: INR9000

Tenure: 2 Months

Interest Rate: 24% per annum

Monthly Interest rate: 2%

Processing Fee: 2% or INR 180

New customer onboarding Fee: None

Total Interest: INR360 ( INR9000 x 24% / 12 x 2 = INR360)

EMI: INR4680

APR: 24%

Loan amount is INR9000. Disbursed amount is INR8820 (Loan amount - processing fee) Total loan repayment amount is Rs. INR9360

Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal Finance app is operated by Branch International financial services which is an RBI registered NBFC. Branch is secure and regulated by all laws as dictated for NBFC by RBI making it 100% secure for users. 


Loan Amounts: INR 750 to INR 50,000

APR/Interest rate: 24%-36% (Monthly interest: 2% to 3%)

Processing fee: 2% onwards

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.

The amount would be directly deposited on your bank account. 

Branch also offers a free credit score report(powered by CIBIL) which will be sent directly into your email. We also provide pointers to improve your scores month on month. 

Get access to Free Credit Score and Free Credit Report only on Branch. You will get your free Cibil report and Cibil score mailed directly to your email ID. 


The Branch app lets you apply for personal loans, save funds, or monitor your financial health on the go.

* No late charges or rollover fees on loans

* No paperwork, collateral or office visits needed

* Free Credit Score checks

* Easy access 24/7

* Quick and easy sign up

* Use your money the way you want to -- for home or business

* Lower fees, and flexible payment terms as you repay

Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

Branch personal finance app provides the following type of personal loans

- Medical Loans/Emergency Hospitalisation Loans

- Shopping Loans

- Home Renovation Loans

- Consumer Durable Loans (home appliances)

- Education Loans

- Vehicle Loan (2/4 wheeler loans)

- Travel Loans

- Wedding/Marriage Loans

- Student Loans


Branch app makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.


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We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at or find us on Facebook!

Our Office Address: WeWork BKC, C - 20, G Block Rd, G Block BKC, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra